What’s Hi Financial?

Everyone seems to have opinions on finances. But you never get the detail you actually need. Friends and family might judge. ChatGTP & Grok will only give broad advice – typically not in an easy to follow way. Financial advice sites and switching sites mostly get paid in some way or another.

If you wanted the smartest mind on the planet to help you budget? Who would you ask?

Well…there is a reason every major hedge fund and trading firm now uses AI. But this isn’t AI as a user sees it, it’s an AI with a very specific set of instructions.

That’s what we’ve built and trained. An AI to help people reverse this twisted cycle of increasing bills that turn into spiraling outgoings and debt. ‘Cost of living help’, sometimes doesn’t help people like you.

What can the tool do?

Our tool is basically a new generation trained and programmed AI, analyzing your finances for you. Specifically you. And providing the smartest guidance possible.

Whether you need a ‘12 month money reset plan’ or a ‘budget clarity and savings roadmap’. A ‘bill and debt organisation plan’ or a ‘household cash flow planner’. Our tool will give you a clear and honest plan for the year. You take its advice, you get to where you need to be.

The big picture can overwhelm you. So our tool takes everything one step at a time.

It can also supply savings goals and emergency fund planning, bill review and switching advice, spending reduction opportunities and savings goals. As well as emergency fund planning. Step by step, month by month.

How private is it?

This tool does not ask you to enter any personal information such as name, address or anything that will identify you. All information entered into this form will be anonymous, encrypted and tokenised, so will not be attached to any users identity. It’s hack proof in that no information can be associated with a particular user. We also advise that you download the PDF plan immediately at the end (as this will not be stored on our server – as emails pose a security risk).

How private is it?

This tool does not ask you to enter any personal information such as name, address or anything that will identify you. All information entered into this form will be anonymous, encrypted and tokenised, so will not be attached to any users identity. It’s hack proof in that no information can be associated with a particular user. We also advise that you download the PDF plan immediately at the end (as this will not be stored on our server – as emails pose a security risk).

How much does it cost?

We have added a token charge of £1 just to cover the cost of the AI (it uses a lot of power unfortunately). We would have charged £0.50 but the payment gateway won’t allow it. If you cannot afford £1, please don’t use the tool. There are lots of self-help resources on the ‘Resource’ page.

A word of caution

As a word of caution, this service provides budgeting guidance and planning based on your financial situation, not regulated financial advice. And if you are a user with urgent debt problems, you should always contact free regulated support services listed in the support page.